Money Cart 3: Slot Overview

When Money Cart 2 first arrived, it felt a bit confusing at the time—what was the deal, and where was Money Cart 1 (which actually showed up later)? Once people got hands-on, it became obvious that Relax Gaming had delivered a kind of “lighter” take on its runaway smash Money Train 2, largely aimed at UK punters who couldn’t use bonus buys. With that mystery long gone, anyone who knows the series should have a pretty clear idea of what Money Cart 3 brings: another rework that’s again “lighter” in certain respects than the slot it spun off from, but still more than capable of igniting the grid.

As in previous entries, Money Cart 3 looks and sounds very close to Money Train 3, with one big difference. This time there’s effectively no proper base game, meaning players spend no time in the futuristic lab (or whatever that setting was). Instead, everything kicks off outdoors and stays there throughout. In short, the Money Cart series is built around the bonus round, and compared to the Money Train versions, you’ll generally spend far more time in the re-spins phase where those all-important Special symbols can show up alongside standard money symbols.

That said, don’t assume that because re-spins are likely to land more often than they do in Money Train 3, Money Cart 3 is somehow gentle or straightforward—it isn’t. The game runs on any device and supports stakes of 10 p/c to $/€100 per round. The math is highly volatile, exactly as fans of the franchise would expect, and the theoretical return to player sits at 96%. That’s respectable, though clearly below Money Cart 2’s attention-grabbing 98%. Still, it’s hardly something to panic about. And because there isn’t really a standard base game compared to the original, there are no regular pay symbols to break down either. Let’s get into it.

Money Cart 3: Slot Features

In Money Cart 3, the aim is to hit at least 3 symbols on the standard 5-reel, 4-row rattling mechanical grid. Once triggered, you receive 3 re-spins, and the activating symbols become locked where they land. Any new symbols that drop in during a re-spin also lock in place, while resetting the re-spins count back to 3. If a whole reel ends up filled with locked symbols, an extra reel is added to the grid. This can happen for up to 2 new reels. The feature finishes when the respins are used up, or the win cap is reached.

During respins, you’ll see either standard money symbols known as Normal Symbols paying 1 to 10 coins each, or the following Special Symbols:

• Collector – gathers all visible values on the reels and adds them to itself.
• Collector/Payer – selects 3 to 5 symbols as targets, adds their values to itself, then pays that total out to each target.
• Sniper – doubles the values of from 3 to 8 other symbols. It may act on the same symbol more than once.
• Necromancer – brings back 2 to 7 previously used non-persistent Special Symbols. It can do this to the same symbol more than once.
• Absorber – takes in all Normal Symbols, clearing them from the reels. Special Symbols are not absorbed.
• Tommy Gun Sniper – chooses one random symbol, then doubles its value 2 to 6 times.
• Tommy Gun Payer – shows a coin value of 5 to 100 and targets a random symbol, adding that value to it 3 to 10 times.
• Persistent Collector – collects all values visible on the reels and adds them to itself on that spin and every spin after. It does not collect its own value.
• Persistent Sniper – doubles the values of from 3 to 8 other symbols on the current spin and each following spin. It can double the same symbol more than once.
• Persistent Collector-Payer – chooses 3 to 5 symbols as targets. At the end of the spin and on each following spin, it adds their values to its own and pays the updated value to the targets.
• Persistent Necromancer – restores 1 to 7 used Special Symbols, which are non-persistent. This it can do to the same symbol more than once.
• Persistent Shapeshifter – changes into a different Special Symbol after each spin. (Collector, Collector-Payer, Sniper, Tommy Gun Sniper, or Tommy Gun Payer).

Money Cart 3: Slot Verdict

Money Train 3 earned Bigwinboard’s first ever natural 10 out of 10, which pretty much tells the story. It had enormous expectations riding on it after Money Train 2 had already torn through the scene, causing chaos and reshaping the online gambling space behind it. Every so often, in all kinds of creative fields, someone manages to turn inspiration into something genuinely great. From Michelangelo painting the Sistine Chapel ceiling, to Da Vinci creating a portrait whose eyes seem to track you around the room, to Auguste Rodin’s weighty The Thinker. In slots, we’ve got the Train.

Sure, that last paragraph leaned into a bit of exaggeration, but the message stands. From the instant it showed up, Money Train 3 felt like a serious slot-of-the-year candidate. Fittingly, it later took Game of the Year at the 2022 Bigwinboard Awards. Money Cart 3—like the two Cart titles before it—doesn’t hit with quite the same force, impact, or overall heft as the game it’s derived from, but it does offer a different style that some players may genuinely prefer, especially UK punters who can’t access bonus buy. With no base game, re-spins appeared much more frequently, and the Special symbols are back to do their thing… potentially, maybe.

Just don’t expect them to do anywhere near as much “thing” when it comes to max win versus Money Train 3—that’s worth stating clearly. Money Cart 3 has a win cap of 100,000 coins, and because each coin equals 0.1 times the bet, the biggest possible payout here is 10,000 times the bet. That’s still a strong result, and given how often Money Train slots have smashed their max wins before, it’s hard to argue it couldn’t happen here too—if this locomotive builds up enough momentum.